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About Your Everyday Card

Even with health insurance, far too many people have difficulty paying for the care they need. Our card is uniquely designed for healthcare expenses, providing the freedom to make smart choices about treatment.

Now you can focus on your health, not how to pay for it. Approved cardholders receive:

  • A revolving credit line up to $30,000* to cover high deductibles, co-pays, co-insurance, and prescription drugs
  • The ability to pay for routine doctor visits, mental health, dental, vision, medical equipment and supplies, cosmetic surgery, and more
  • Up to $5,000 of Accident Medical Expense Insurance**
  • $5,000 Accidental Death Insurance**
  • A national prescription savings program***
  • Discounts at participating providers, including surgical centers, imaging centers, pharmacies, and other medical-related entities
  • A complement to health savings accounts (HSAs)
  • Security and fraud protection
  • Access to a user-friendly website to view real-time transactions, keep track of healthcare expenditures, make payments, organize transactional healthcare records for bookkeeping and tax preparation

Don't delay important health decisions for financial reasons.

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** Plans are underwritten by United States Fire Insurance Company. This insurance provides limited benefits. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. By applying for and receiving the SmartHealth PayCard, the cardholder becomes a member of the Financial Solutions Association (FSA). Your coverage is under form BA-50000P-USF and issued to the FSA. It is subject to the terms, conditions, limitations and exclusions of the Policy. Any discrepancies between the certificate of insurance and the Policy will be governed by the Policy. See website for Certificate of Insurance.

Accident Medical Expense Benefits
Annual Maximum for All Accident Medical Expenses: $5,000
Maximum Number of Occurrences per Policy Year: 3
Lifetime Maximum: $100,000

Accidental Death Benefit
Principal Sum: $5,000
Time period for loss is 90 days
Age-Based Reductions at Age 65 or More: 15% of Principal Sum

*** This prescription savings program is not health insurance, and is not affiliated with United States Fire Insurance Company. The prescription savings program can be used for pets’ prescriptions, if the medication is also available for human consumption.