Effective in 2020
The following benefits are available to eligible SmartHealth PayCard holders at no additional cost to the cardholder. These benefits are designed to help supplement the cardholders comprehensive health insurance plan for additional protection. The coverages outlined below provide an additional layer of protection for co-insurance, deductibles and other out of pocket expenses, which may arise out of an unexpected accident or injury. Cash benefits are paid to you as the cardholder to help cover the costs associated with hospital admissions, outpatient care, emergency room visits, ambulance, and accidental death.
On the Accident Medical Expense Benefit
Even with health insurance, unexpected medical costs can add up. These benefits provide an affordable way to help protect your savings from some of the costs of the deductibles, co-pays, and additional expenses not covered by your medical health insurance plan. Benefits are paid to the cardholder.
Life comes with built-in risks. Each time you drive to work or board a plane, for example, you do so expecting to arrive safely at your destination.
Unfortunately, accidents happen more often than we'd like. In fact, accidental death is the number four cause of death, according to the Centers for Disease Control and Prevention.
If you die unexpectedly in an accident, your loved ones not only face grief, but also often financial hardship. Covering your funeral, managing your household, and medical expenses can be financially devastating for them.
Generally, a death must occur within a few months of the accident in order to be covered by the policy. Death or injury that is not directly the result of an accident is not covered.
On the Accident Death Benefit
Medical Provider Discounts (Effective in 2020)
We know you enjoy discounts and healthcare providers want your business. That is where the SmartHealth PayCard comes in. We will be continuing to provide opportunities for savings on your health-related expenses.
As a SmartHealth PayCard holder, you will be able to take advantage of many discounts on services and products that will increase the value of your SmartHealth Paycard.