1Apply Now
2Get Approved in Minutes
3Pay for Your Health Expenses Today

Now You Can Rest Easy

  • Revolving Credit Line* up to $30,000
  • Up to $5,000 Accident Medical Expense Insurance**
  • $5,000 Accidental Death Insurance**
  • Save Up to 85% on Prescriptions***
  • Virtual Card Emailed Within Minutes of Approval
  • Credit Line Available Immediately
  • Revolving Credit Line* up to $30,000
  • Up to $5,000 Accident Medical Expense Insurance**
  • $5,000 Accidental Death Insurance**
  • Save Up to 85% on Prescriptions***
  • Virtual Card Emailed Within Minutes of Approval
  • Credit Line Available Immediately
SmartHealth Paycard Card

1Apply Now2Get Approved in Minutes
3Pay for Your Health Expenses Today

Features & Benefits

Your Everyday Card

Use to pay for prescriptions, procedures, high deductibles, copays, preventative care, emergencies, dental, mental health, hearing, vision, and more.

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Freedom of Choice

No restrictive networks. Choose any health practitioner or pharmacy. Use it with any provider that accepts Mastercard®.

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Additional Benefits

We offer far more than just a credit card to help you manage healthcare expenses. At no additional cost, our prescription savings plan*** and accident-related insurance benefits** are included.

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* Depending on applicant's credit worthiness.

** Plans are underwritten by United States Fire Insurance Company. This insurance provides limited benefits. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. By applying for and receiving the SmartHealth PayCard, the cardholder becomes a member of the Financial Solutions Association (FSA). Your coverage is under form BA-50000P-USF and issued to the FSA. It is subject to the terms, conditions, limitations and exclusions of the Policy. Any discrepancies between the certificate of insurance and the Policy will be governed by the Policy. See website for Certificate of Insurance.

Accident Medical Expense Benefits
Annual Maximum for All Accident Medical Expenses: $5,000
Maximum Number of Occurrences per Policy Year: 3
Lifetime Maximum: $100,000

Accidental Death Benefit
Principal Sum: $5,000
Time period for loss is 90 days
Age-Based Reductions at Age 65 or More: 15% of Principal Sum

*** This prescription savings program is not health insurance, and is not affiliated with United States Fire Insurance Company. The prescription savings program can be used for pets’ prescriptions, if the medication is also available for human consumption.