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Focus on your health,
not how to pay for it.

SmartHealth PayCard is your financial safety net for medical emergencies, daily health needs, including pharmacy and elective procedures.

SmartHealth PayCard Card

Introducing the new way to pay for:

  • Deductibles and Co-pays
  • Health Insurance Premiums
  • Elective Procedures
  • Unexpected Medical Expenses
  • Prescriptions
  • Day-to-Day Medical Expenses

Get approved in minutes for a revolving healthcare credit line up to $30,000, depending on your credit worthiness.

No restrictive networks. Choose any practitioner, pharmacy or provider where Mastercard® is accepted.

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Revolving Credit Line

Access to a healthcare credit line up to $30,000, depending on creditworthiness. Once approved, funds are available same day. Annual fee of $120. The APR is never more than 18%.

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Accident-Related Benefits*

Up to $5,000 in Accident Medical Expense Benefits for ambulance, emergency room visit, surgery center, surgeons, hospital room & board AND $5,000 Accidental Death Benefit. Benefits apply to you and your family. This is not health insurance.

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Prescription Savings

With SmartHealth Rx, cardholders save up to 85% off retail prices for everyday drugs and prescriptions at 65,000+ pharmacies nationwide. This is not health insurance.

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Organization of Healthcare Expenses

User-friendly online statements simplify management of health spend, bookkeeping, and tax preparation.

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Freedom to Make Smart Health Choices

Available funds for preventative healthcare, planned procedures, emergencies, and daily health costs. Don't let anything get in the way of your care.

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Go-To Credit Card for Healthcare

Use for daily health expenses like prescriptions, over-the-counter medications, co-pays and deductibles. Mastercard® branded card with security and fraud protection you can trust.

* By applying for and receiving the SmartHealth PayCard, the cardholder becomes a member of the Financial Solutions Association (FSA).

SmartHealth PayCard Card

SmartHealth Rx is an easy way to save at the pharmacy.

  • Exclusive pricing specifically for SmartHealth PayCard participants including name brand and generic drugs
  • Prescription savings benefit applies to the entire family

Already have prescription insurance? Ask your pharmacist to run both and use whichever offers the lowest out-of-pocket expense.

Download the SmartHealth Rx App

Find the best alternatives for you through our app. The Drug Pricing Estimator includes actual prescription costs for pharmacies within your geographic area…no need to shop around!

SmartHealth Rx, the prescription savings program, is not insurance.

Don’t let medical expenses cause financial hardship.

Have the freedom to focus on your health today!